Typically my clients are foreigners living in Switzerland with insufficient pension savings. They don’t know the Swiss system very well and are uncomfortable dealing with financial advisors. They therefore end up paying higher premiums, high fees and more taxes, and face an uncertain retirement. I help them to better understand the Swiss financials and how the Swiss system works by and enable them to make better decisions for them and their families. In a small analysis (costs 350,-) Typically I generate annual savings at least of 3000 francs and help them to earn a much better retirement income. With the in-depth financial planning we have generated tax savings up to 100k!! And most of these clients get saving around 50k. If you pay 2800,- and get 50'000 savings and higher retirement income, isn't that a great investment? For mortgages I act as a broker. Do you have a property in your home country and think if you could use that here as downpayment? Several that kind of cases have gone over my desk. Understanding the Swiss real estate system is essential to make right choices and save huge amount of money.