What is Fintech? Can we trust Fintech? How can I benefit from this new financial stream? Finetech executive Ferhan Patel indicates that the concept of Fintech is still in the process of being defined as it is a relatively recent term and that little by little we will see how it is emerging. According to Ferhan Patel, the origin of Fintech is the contraction of the English words finance and technology, which encompass the services of companies in the financial sector which use new technologies to create innovative financial products. In principle, Ferhan Patel points out that we can define Fintech as a concept that brings together those financial technology companies that try to contribute new ideas and that reformulate, thanks to new information technologies, mobile applications or big data, the way of understanding and providing financial services.