Capital One Venture X: The Features, the Rewards & Should You Get It?

We are all very well aware of the benefits of credit cards. Well, okay, there may still be some people not quite sure about those, and if you’re among them, you should get more info on the pros of using these financial instruments. Among other things, you get to build your credit score with them, and then there is the fact that a lot of cards come with certain benefits and rewards that can be quite useful.

For you, this is probably not a question of whether you should or shouldn’t be using these cards. You’re familiar with the benefits and you know how to be responsible with these financial tools. So, you are all set there.

Thus, this is, for you, a question of how to choose the right credit card for you. And that is actually a question for everyone since nobody makes this decision on the spur of the moment. At least nobody financially responsible does.

Not an easy decision to make, is it? Once you start searching, you’ve realized that there are so many different providers and different options out there that deciding which one you want is a difficult task. Don’t be tempted to make a random one, though. Whether this is your first card, or your 100th one, taking the time to get familiar with the different options and then making your choice is the best idea.

Perhaps this could help. https://time.com/personal-finance/article/how-to-choose-the-best-credit-card/

Given that you are here, you are most likely ready to learn about your options. Or to be even more precise, you are ready to learn about one specific card that you’ve found on the market and that you are interested in Capital One Venture X. Understanding its features and rewards better will help you ultimately decide if you want to get it or not. So, let’s start learning.

What Are the Features of the Capital One Venture X Card?

A premium travel card, this one is designed for all those people who tend to travel a lot. Regardless of your type of traveling, it could be the right choice for you. Featuring a good sign-up bonus as well as a yearly travel credit of $300, this financial tool can make your trips more enjoyable. The annual credit you get can actually lead to knocking down the annual fee, which is a bit on the more expensive side, but still very well worth paying for most people.

The Priority Pass Select Membership that the card features can also be quite useful. It allows you to access more than 1,000 airport lounges around the world. And, what’s more, up to two people can enjoy that benefit together with you, allowing you to stay away from the hustle and the bustle of the terminals, and to have a quiet and peaceful time while waiting for your flight.

Let’s move on. The Capital One Venture X Rewards Credit Card also offers great travel insurance, which includes several things. Rental car insurance, trip cancellation or interruption insurance, delay reimbursement, lost luggage reimbursement, and travel accident insurance are just some of the features you can get.

Then, there is also shopping insurance, offering protection for the stuff you purchase. As well as allowing for easy returns. Those are all some rather amazing features you can expect, but there are definitely more, so remember to always research the card in detail before deciding if you want to use it.

What Rewards Can You Expect?

Since this is a rewards card, you’re wondering about the kinds of rewards to expect, aren’t you? Of course, you are! So, let me now get you a bit more acquainted with those, as well as help you understand how to earn them so that you can use this tool to the fullest if you decide to get it.

There is a strong earning rate on most of the purchases you can make with this card. Booking hotels and rental cars through it leads to earning 10x points. You get 5x on flights, and 2x on everything else.

When trying to choose the right card for you (learn more about why you should get one), you should take the rewards into account. But you should also learn how to maximize them. Everyday spending is a good ticket to earning a lot of points with the Capital One Venture X because most cards don’t have the 2x offer on that. Flights, hotels, and rental cars are also good potential, but remember to focus on everyday spending for the maximum rewards.

Should You Get It?

Now that you’ve become better acquainted with this card, you only have one question left. Should you get it? This is up to you to decide. The Capital One Venture X, as talked about above, comes with a lot of benefits. Comparing those to the benefits of other solutions you’ve been considering will help you select the one that works best for your needs and your lifestyle.