What Is the Best Pet Insurance for French Bulldogs in 2023?

Do you look into those adorable puppy eyes of your French Bulldog and feel overjoyed that you have them in your lives?

If you want to make sure you can take care of your French Bulldog at all times, you want to invest in pet insurance. Pet insurance coverage can cover medical costs for treating your French Bulldog.

But how do you choose the right option for your dog?

Here are our picks for the best pet insurance for French Bulldogs:

Spot

Spot is one of the most popular pet insurance options, as it offers unlimited coverage. This means that it can cover a wide range of issues, from basic medical checkups to surgeries.

This also means that the cost of this insurance coverage is much higher. You also have to pay transaction fees when making your payments.

However, you also won't have any age limits with Spot. This means that you can stick to the same insurance coverage from the time your French Bulldog is a pup to when they become old.

You'll also have a maximum of 270 days to file a claim, and you'll have access to 24/7 customer service. 

American Kennel Club

One major advantage of the American Kennel Club (AKC) is that your insurance policy can cover costs retroactively.

This means that you can make an insurance claim for an injury or illness that your dog received before you signed up for AKC. 

AKC also has a variety of plans available depending on your wishes. For example, there's a cheaper plan available for accident-only insurance coverage.

If you ever wish to breed more dogs, AKC has insurance coverage that can cover any illnesses or other issues that arise from this process.

The number of services offered by AKC's policy is also vast and diverse. They include the following:

• X-rays
• Ultrasounds
• Surgery
• Short-term and long-term hospitalization
• Physical therapy
• Alternative therapy
• Chemotherapy
• Medication expenses
• Euthanasia

The major disadvantage is that you won't get dental coverage or hereditary illness coverage.

Figo

One of the best things about Figo is that it offers up to 100% reimbursement on your insurance payments if applicable.

You may only want to choose this insurance provider if your French Bulldog is under two years old. If they're over this age, they won't be eligible for coverage for hereditary illnesses.

It has a 24/7 vet helpline. This means that if your dog has an emergency, you can get a professional medical consultation at any time.

The disadvantage is that payout limits are often lower relative to other plans. You'll also have to pay higher premiums for this insurance provider.

Figo also comes with an app to manage your account. Through the app, you can pay premiums, read your insurance policy, and contact a vet.

Embrace

Embrace is a fantastic option for international pet insurance. This works in the USA and if you travel to most countries with your pet.

Embrace has a network of veterinarians worldwide. You'll have to take your dog to these vets to qualify to use your insurance policy.

You won't have to wait more than 48 hours for your dog to receive treatment for an accident. Your deductible also gets lower each year.

A disadvantage is that you'll have limited wellness benefits for your dog. If you need dental coverage, Embrace will only cover a maximum of $1,000.

You can also receive a 30-day money-back guarantee if you aren't satisfied with Embrace's service. Please note that although Embrace works for international markets, it's only available for US residents.

It's intended more for travelers and not for expats or anyone looking to permanently relocate abroad.

Lemonade Pet Insurance

If you need fast cash from your insurance provider, then Lemonade Pet Insurance is your best bet.

You can access your account via their app. They use AI technology to deliver insurance claims to the app for you to check.

This is ideal for covering emergencies and smaller needs such as basic health checkups.

There are many discounts available, so you won't have to break the bank with Lemonade. You can also customize your coverage plans according to your dog's needs.

The major disadvantage is that it's currently only available in 38 states. You can only make changes to your policy during the renewal period.

In some cases, older dogs won't be eligible for Lemonade Pet Insurance. It's perhaps best for younger dogs who are otherwise in great health.

Trupanion

One of the challenges with most insurance providers is that you'll receive your reimbursement after paying your bill fully.

However, with Trupanion, you can file your claim while you're at the vet. In most cases, you'll receive your payment within a few minutes of filing a claim.

There are many more advantages of using Trupanion. You can start your policy deductible at $0. 

There are also no payout limits for benefits. There are a few partnerships that Trupanion has with certain vets. If you choose these vets, you may receive a 30-day coverage from your insurance policy.

The premium rates are much higher. You'll also only be able to stick to one insurance policy at a time.

Trupanion can be used to cover dental illnesses, alternative medicine, prescribed foods and medicine, and prosthetic devices. In many cases, you'll get up to 90% reimbursement for your insurance policy.

Make sure you review all these insurance options before you find the best one for your French Bulldog's needs. You can see a full guide to the best pet insurance companies to get further details on these companies.

Choose the Best Pet Insurance for French Bulldogs

Now you know the different options for the best pet insurance for French Bulldogs. Some options have low premiums and can even start at a deductible of $0. You want to check if the policy can cover both major and minor conditions.

Some insurance providers can look after your dog from birth to death. Others will prohibit or charge higher premiums for older dogs.

With the best insurance, you'll ensure your French Bulldog is always in the best hands. Make sure you also check out our blog for other tips.